Which Loan Is Right for You?
We’re known for VA Loans. But that’s not all we do.
VA Loans
No down payment and competitive rates for Veterans and military families. We’ll guide you through the process with expert, personal service.
FHA Loans
Low down payment and flexible credit guidelines make home ownership more accessible for first-time buyers.
Conventional Loans
Flexible terms and competitive rates for a wide range of buyers. Conventional loans may be more affordable for buyers with strong credit.
Jumbo Loans
Specialized financing for higher-priced homes that exceed standard loan limits.
USDA Loans
0% down payment options for eligible rural and suburban buyers with affordable terms.
Investment Property Loans
Tailored financing options for rental and income-generating properties.
Compare Key Features
Every buyer’s situation is unique. Use this quick comparison to see how our loan options stack up on the features that matter most.
Need help choosing a product?
| Loan Type | Min Down Payment | Mortgage Insurance Required | Typical Credit Score | Eligible For |
|---|---|---|---|---|
| VA Loan | 0% | No, but funding fee may apply | 580+ | Veterans, Military Families |
| FHA Loan | 3.5% | Yes | 580+ | Buyers purchasing a primary residence |
| Conventional Loan | 5% 3% for certain first-time buyers |
Yes, under 20% home equity | 620+ | Most Buyers |
| Jumbo Loan | 10%–20%+ | Often Yes | 700+ | High-Value Homes |
| Investment Property Loan | 15%–25% | Usually Yes | 700+ | Investors |
| USDA Loan | 0% | Yes | 620+ | Eligible Rural Buyers |
How the Loan Process Works
We make buying a home clear and straightforward, with guidance at every step.
*VA Only: Check Your Eligibility
We can do this for you. We'll need to confirm your eligibility with a Certificate of Eligibility (COE).
1. Get A Rate Quote
A preapproval letter helps you understand what you can afford.
2. Get Your Pre-Approval
A Pre-Approval letter helps you know where you stand. Plus, you'll need this to submit offers.
3. Apply For Your Loan
Once you've found your home, we'll guide you through all of the paperwork.
4. Close with Confidence
Get the keys to your new home.
Not Sure Which Loan is Right for You?
That’s what we’re here for. Our team will take the time to understand your goals, answer your questions, and help you choose the best loan option for your needs and budget.
Frequently Asked Questions
Have questions? We’re here to help you understand your options with clear, honest answers.
What Credit Score Do I Need?
Requirements vary by loan type, but many options are available starting around 580. We’ll help you understand your options based on your unique situation.
How Much Do I need for a Down Payment?
VA and USDA loans can offer 0% down. FHA loans start at 3.5%, and Conventional loans can be as low as 3% for certain buyers.
How Long Does the Home Loan Process Take?
Many purchases close in 30-45 days, though timing can vary and we can often close in as little as 2 weeks. We’ll keep you informed and guide you through each step.
Can I Buy an Investment Property?
Yes, we can help you access specific loan programs designed for rental or income-generating properties.
