Gerard Pagkatipunan is a Senior Loan Officer at Novum Home Loans, where he helps Veterans, homebuyers, and homeowners navigate the mortgage process with clarity and confidence.

With a background as a mortgage broker and loan officer, Gerard brings a unique perspective to his clients – combining entrepreneurial experience with access to a wide range of lending solutions. He specializes in structuring smart, tailored financing strategies across VA, conventional, FHA, and jumbo loan products.

Known for his responsiveness and hands-on approach, Gerard is committed to making the loan process simple, transparent, and efficient from start to finish. He works closely with clients and referral partners to ensure every deal is executed smoothly and on time.