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What’s Really Happening with Agent Commissions

The market’s shifting, but the best agents – and your best opportunities – are still showing up strong.

If you’ve heard that real estate commissions are disappearing or that the market is too tight to find a good agent, we’ve got good news: great agents are thriving—and commissions are holding steady. Let’s break down what that means for you as a homebuyer.


A Shifting Market Doesn’t Mean Fewer Deals—Just Fewer Agents Doing Them

You’ve probably heard that the real estate market has cooled off. That’s true in some ways—but the reality is, the top agents are still getting deals done. And that can work to your advantage.

Here’s what the data says:

  • The top 20% of agents are handling 65% of all real estate transactions
  • The very top 1% are closing nearly 1 in every 5 deals nationwide
  • On average, those top agents are doing 26 deals per year
  • Meanwhile, the remaining 80% of agents are only averaging 3.5 deals

What this means for you: the best agents haven’t gone anywhere—and they’re the ones who can help you navigate a tight market with confidence.

Why it Still Pays to Work with a Pro

Here’s what we’re seeing in this environment:

✅ Commissions are still being paid, usually by the seller so buyer’s don’t need to bring extra money down
✅Deals are still getting done
✅Good agents are winning deals for their clients, so buyers represented by an agent still have an edge

If you’re buying a home this summer, this is the time to partner with a knowledgeable loan officer and a proven agent. We can help you connect with both.

Key Takeaway


This summer is shaping up to be a strong one for buyers who show up with the right team. Whether you’re looking for an agent, exploring loan options, or just need honest advice—Novum Home Loans is here to help. No pressure. No sales pitch. Just support.

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