The best loan options for you
Don’t worry, we have the perfect option to help you reach your goals. Let’s find the right option for you.
Fixed Rate
30-year and 15-year conventional fixed rate mortgages are the most common type of loans for home purchases and refinances. With a fixed interest rate, you can be confident your mortgage payment will be consistent over a long period of time with no fluctuations.
VA
VA loans are government backed mortgage loans available for military veterans, those currently serving and surviving spouses. Typically, they allow for no down payment and have more competitive rates than other types of mortgages.
FHA
FHA loans are a very popular option for first time home buyers. Backed by the government, FHA loans typically allow flexible credit guidelines and down payment options as low as 3.5%.
Jumbo
Jumbo loans typically exceed conforming loan limits, and can come in both fixed or adjustable rates. Because it’s a larger loan amount, it typically has more restrictive credit guidelines and requires a larger downpayment.
USDA
USDA loans are backed by the US Department of Agriculture and have many unique features. If you’re in an eligible location, these loans often come with low to 0% down payment, flexible credit guidelines and competitive interest rates.
Adjustable Rate Mortgage (ARM)
An ARM loans has an interest rate that changes after a fixed amount of time. ARMs can be a great option for home-buyers who may not be planning to live in their home for a long period of time, and are comfortable with a rate that may fluctuate (with protection on rate caps).
Investors
There are many types of Investment loans we offer real estate investors, whether it’s your first investment or you have a portfolio of properties. From Non-QM loans to DSCR loans, we have many options for those looking to grow their wealth through real estate.
New Construction Loans
We work with several local builders to offer new construction loan options. Reach out to learn more!
Not sure where to start?
Reach out for a consultation with one of our experienced loan officers